Need to know
When you purchase a Long Term Care insurance policy I want you to know every aspect of it. I want my customers to know that they have peace of mind and value in their policies. There should be no doubt that they have made the right decision for their retirement planning. Armed with the facts you will quickly know if Long Term Care Insurance is for you. 75% of Americans will require ltc in their lifetimes with 40% of people receiving care between 18 and 64 years of age. As you see ltc, isn’t just for the elderly. Disability insurance does not cover this. Disability is for your expenses not your care. In addition, we all want the best of care and options involving our care. Nobody wants to be a burden unto their children
Questions and answers you need to ask and learn concerning Long Term Care Insurance:
1. What are the costs of Long Term Care insurance here in Texas.
2. Why should I not self insure for Long Term Care.?
3. What is the disadvantage of waiting to buy a Long Term policy?
4. Who is paying for Long Term Care insurance here in America?
5. How does Medicare factor into the Long Term Care equation?
6. How does Medicaid factor into the Long Term Care equation?
7. What benefits are afforded me through a Long Term Care policy?
8. What kind of Co-insurance amount should I consider?
9. How will this policy keep up with inflation?
10. What is the Cost of the deductable or otherwise known as the Elimination per
11. What are the provisions of the Texas partnership programs?
12. What kind of tax deductions are allowed for Long Term Care policies?