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Is LTCi for You? Here are 4 Tips to Help You Decide
Experts say that long-term care insurance is one of the must-have insurance policies because it offers coverage for a wide range of care services that a person may need due to a disability, medical condition, cognitive impairment or old age. However, statistics show that only about 9 percent of Americans are covered by this type of policy. One of the most common reasons cited for not having the insurance is that people are skeptical about the cost of LTCi and wonder whether o